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CalcWage
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Free · 2026 IRS Updated · All 50 States

Paycheck
Calculator —
how much do
you actually pay?

Free US paycheck calculators for all 50 states — federal tax, FICA, and state income tax broken down. Updated for 2026 IRS brackets. No signup required.

✓ No signup required✓ Salary + Hourly modes✓ Overtime calculator✓ All 50 states
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Quick Calculator

2026 IRS rates

$

Estimated take-home pay

$2,308

per biweekly paycheck · estimate only

~$60,008 / year

Full breakdown with all deductions →

* Estimate only · Federal + FICA included

Four ways to work out your actual pay

Use a calculator, compare states, read guides, or browse all 50 US state tools

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Paycheck Calculator

Enter salary + state, get exact take-home pay with full deduction breakdown. Salary and hourly modes.

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Compare States

Side-by-side take-home pay comparison. See how much more you keep in no-tax states vs high-tax states.

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Tax Guides

Understand FICA, federal brackets, state income taxes. Plain English for every deduction.

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All US State Taxes

Complete tax reference for all 50 US states — rates, brackets, standard deductions, min wages.

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Questions, answered straight

Common questions about US paycheck calculations

Which states have no income tax in 2026?

9 states have no state income tax on wages: Florida, Texas, Washington, Nevada, Wyoming, Alaska, South Dakota, Tennessee, and New Hampshire. Workers only pay federal tax and FICA, keeping significantly more of each paycheck.

How is take-home pay calculated?

Gross salary minus federal income tax (2026 IRS brackets after $14,600 standard deduction) minus Social Security (6.2% up to $168,600) minus Medicare (1.45%) minus state income tax equals net take-home pay.

What is FICA tax and how much is it?

FICA = Social Security (6.2% up to $168,600) + Medicare (1.45%). On a $75,000 salary, FICA costs ~$5,738/year. Your employer matches both amounts separately.

What is the 2026 federal standard deduction?

$14,600 for single filers, $29,200 for married filing jointly, $21,900 for head of household. Subtracted from gross income before federal brackets apply.

How do I calculate biweekly take-home pay?

Annual take-home ÷ 26 = biweekly pay. First calculate annual gross minus all deductions (federal + SS + Medicare + state), then divide by 26.

CalcWage is not affiliated with the IRS or any government agency. Results are estimates for informational purposes only and are not tax, legal, or financial advice. Your actual paycheck may differ based on your W-4 elections, employer-specific deductions, or benefits. Consult a licensed tax professional for guidance on your specific situation.