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Flat 4.95% state taxUpdated Jan 2026

Illinois Paycheck
Calculator, 2026

Free, accurate, updated for 2026 IRS brackets. No signup required.

Earnings Statement — EstimateIL · 2026 IRS rates
$
$
$
✓ 2026 IRS brackets
✓ Real-time calc
✓ 100% free
✓ No data stored
Per paycheckNET PAY
$—
Biweekly · 26 paychecks / year
Annual take-home$—
of gross$—
Gross pay$—
Federal income tax $—
Social Security 6.2%$—
Medicare 1.45%$—
Illinois state tax $—
Total deductions$—

Estimates only. Actual withholding may vary based on your W-4 elections.

State income tax
4.95%
Flat rate — all income
Social Security
6.2%
Up to $168,600/yr
Medicare rate
1.45%
+0.9% over $200k
Min wage 2026
$14/hr
Illinois state law
Sourced from official rates

Brackets pulled directly from IRS Publication 15-T and state tax authority tables. All rates verified for 2026.

Nothing you enter is stored

Every calculation runs in your browser. Your salary never touches our servers, is not logged, and is not sold.

Verified for tax year 2026

Rates checked against IRS publications on January 6, 2026. We recheck every January when new tables publish.

How Illinois paycheck works — complete guide

Illinois flat income tax — simple and predictable

Illinois has a flat state income tax rate of 4.95% on all taxable income. Unlike progressive systems, every dollar you earn is taxed at the same rate regardless of income level. Illinois voters rejected a graduated income tax amendment in 2020, keeping the flat rate in place.

A worker earning $75,000/year in Illinois pays approximately $3,713 in state income tax annually. Take-home is approximately $55,100 per year after federal tax, FICA, and state tax. Chicago residents may also owe city taxes on certain income types.

FICA + Illinois state tax combined

On top of the 4.95% Illinois state tax, every employee pays Social Security at 6.2% (up to $168,600 wage base) and Medicare at 1.45% on all wages. These federal deductions are the same in all 50 states.

Illinois has no personal exemption for state income tax — the full 4.95% applies from the first dollar of income. Illinois also has a standard exemption allowance of $2,425 per allowance claimed on your IL-W-4.

Take-home pay — $75,000 salary

How much workers keep in Illinois vs other states

Illinois
$55,100
Florida
$60,008
Michigan
$55,800
New York
$53,200
California
$51,800

2026 federal tax brackets — single filer

Rates are marginal — you only pay the higher rate on income within that band.Illinois state tax applies separately.

Taxable incomeFederal rateIL state tax (4.95%)
$0 – $11,60010%4.95%
$11,601 – $47,15012%4.95%
$47,151 – $100,52522%4.95%
$100,526 – $191,95024%4.95%
$191,951 – $243,72532%4.95%
$243,726 – $609,35035%4.95%
$609,351+37%4.95%

Source: IRS Rev. Proc. 2025-28 · Standard deduction 2026: $14,600 (single)

Frequently asked questions

What is the Illinois state income tax rate in 2026?+

Illinois has a flat state income tax rate of 4.95% on all taxable income. This rate applies to all taxpayers regardless of income level — Illinois is a flat-tax state. The rate has been 4.95% since 2017.

How is an Illinois paycheck calculated?+

Gross pay minus federal income tax (2026 IRS brackets) minus Social Security (6.2%) minus Medicare (1.45%) minus Illinois state tax (flat 4.95%) equals net take-home pay. Example: $75,000 salary → approximately $55,100 annual take-home after all deductions.

What is the Illinois minimum wage in 2026?+

Illinois minimum wage is $14.00 per hour as of 2026, scheduled to increase to $15/hr on January 1, 2025 under a 2019 law. Chicago and Cook County have higher local minimum wage rates.

How much is taken out of an Illinois paycheck?+

On a $75,000 annual salary (single filer, biweekly): approximately $8,760 federal tax + $4,650 Social Security + $1,088 Medicare + $3,713 Illinois state tax (4.95%) = $18,211 total deductions. Annual take-home ≈ $56,789.

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